FIXED START RATES FOR 5 AND 10 YEARS

These loans are only available for California properties.

 

 

5 Year Fixed

The Option 5 Hybrid Advantage is a Fixed Interest Rate for 5 years with a 2% Pay Rate for the first 12 months.

 

Key Points:

  • Pay Rates as low as 2.0%
  • 30 and 40 Year Amortization available
  • Good for Purchases or Refinances
  • Unlimited cash out up to 80% LTV on Refinances
  • LTV's up to 95% (only 5% down)
  • Reduced Doc (Stated Income) or Full Documentation
  • Owner Occupied  and Non-Owner Occupied properties 
  • Minimum FICO score of 620

 

10 Year Fixed

The 10-10 Advantage is a 10 Year Fixed Pay Rate Neg. Am. Loan.

 

Key Points:

  • Pay Rates as low as 3.5%
  • 30 and 40 Year Amortization available
  • Good for Purchases or Refinances
  • Unlimited cash out up to 80% LTV on Refinances
  • Reduced Doc (No Income No Assets or Stated Income) or Full Documentation
  • Owner Occupied properties only
  • Minimum FICO score of 620

 

To receive a FREE Loan Quote, please fill out one of our FREE Loan Quote pages. We only ask a few questions, so it will only take a minute to fill out either page.

 

 

Free Refinance Quote: Click HERE